All ABI motor insurers have agreed that if your passengers contribute towards your running costs, your insurance cover will not be affected, as long as rides are given in a vehicle seating eight passengers or less (Source: ABI website, 2014). BlaBlaCar limits number of seats and prices, scrupulously fulfilling the above requirement regarding profit: drivers’ costs are only offset and no profit can be made. Drivers with any concern are also encouraged to check directly with their car insurer, as terms and conditions of individual car insurance providers may vary over time.
To offset their running costs, BlaBlaCar drivers do not receive payment in excess of HM Revenue & Customs Approved Mileage Payment Allowance, so no profit is made. When drivers do no more than covering running costs, and do not drive over 10,000 miles per annum, they make no taxable profits.